January 2012:
Mortgage: $200544
Monthly payments $1264
We refinanced & consolidated debts as my ongoing employment is uncertain. This allows us to reduce total interest payments & complete renovations so house can be sold as part of our plan to downsize and reduce debt.
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December 2011:
Debts Paid off:
Tax Debt: $5600
Citibank: $9550
NAB: $5478
GoMastercard: $8098
Bankwest! $6059
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Debt Balances 24th October 2011:
GoMastercard $3810
Citibank $8435
Aussie $7981
Bankwest $6059
Westpac $10305
Westpac $7782
Remaining Debt $44372
Mortgage $142222
Emergency Fund $3000
Total Debt $186594
Retirement Savings: $127200
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Snowballing: balances on 1st July 2011
GoMstrcd: $6935
Citibank: $8836
Aussie: $7977
Bankwest: $7557
Westpac: $10473
Westpac: $7917
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1/05/11 – I feel like we finally hit gazelle intensity in April reducing our debt by $6383
Mortgage: $144240
Emergency fund: $1000
Remaining debt: $56052
Total Debt: $ $200,292
Paid off Citibank;
1/04/11
Mortgage: $144,464
Emergency Fund $1000
Remaining Debt: $62,193
Total Debt: $206,675
Starting in April 2011 I will try to pay my entire wage off the debt, ($4200 a month) and live off DH’s income (<$3000 a month) which we also pay the mortgage from.
1/03/2011
Mortgage: $144,671
Emergency Fund; $1000
Remaining debt: $63,291 ( I think I miscalculated this!)
Total Debt: $207,952;
31st December 2010
Mortgage: $145006
All bills current, no arrears
$1000 Emergency Fund
$385 Car Fund
Remaining debt: = forgot to update it!!
Starting over following Dave Ramsey: 10/12/10
Mortgage: $144,889.69
Debt already paid off in 2010: $5600
Remaining debt: $68491.35
Total Debt: $213381.04
+ arrears $1325.63
June 12th 2007:
Mortgage $152,377
Credit card $13,945
Total Debt: $166,322
