My Journey to Eliminate Debt

Eliminating debt, downsizing & seeking a simpler life.

EXTRA INCOME

I’m selling all my books at Fishpond (an Australian site) they get much better prices there than ebay or second hand bookshops. I also do some surveys for gift cards, the sites are use are listed at the bottom of this post.

2012 extra income:
Books Sales:
January:$47

2011 extra income Total: $1639
Fishpond sales:
January: $58
February: $92
March: $149
April: $89
May: $48
June: $72
July: $44
August: $112
September: $69
October: $102
November:$42
December: $0
2011 books sales total: $877

Affiliate sales: November from a site I haven’t touched for over a year $95
December: $30 refund from paying off NAB card

Survey & Review Sites
February: Woolworths $20; Target $20 Coles $20
March: Target $20
April: $25 cash; Target $20
May: $20 Woolworth; $25 cash
July: $25
2011 Surveys Total $195
*I’ve have not had time to do surveys since my workload has increased.

Writing
April: $272
May: $170
* not doing any writing since job changes

2011 Writing Total: $442

Australian Survey & Freebie Sites
The three companies that I’ve found best are:
Valued Opinions
Pure Profile
Product Review.com

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Dave Ramsey Steps

Current Step: BS4 & 6
BS1 Done
BS2: $36400 Done (refi Jan.2012)
BS3 $6000 DONE
BS4 9% emp.cont.($126000) setting up a SMSF
BS5 n/a
BS6 $0/$200,544

-----------------------------------
Baby Steps
Pre BS 1- get current on all bills
BS1 $1000 BEF
BS2 Snowball debt payoff
BS3 3- 6 months FFEF
BS4 15% income to retirement
BS5 Childrens college fund
BS6 Pay off home early
BS7 Build wealth & give!

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